Solutions | BM Fintech

Our Solutions

Artificial Intelligence (AI)

Digital transformation in AI for the workforce of public, private, and NGOs, Natural Language Generation/Understanding and Processing (NLG, NLU & NLP), Cognitive Analytics, Machine Learning, AI-powered Shariáh compliance analysis for stocks, review, and audit, social impact measurement for corporates and Islamic social finance, Robo Advisory, etc.

Buy Now Pay Later – Shariah Compliant (BNPL)

BNPL lets customers buy or lease products and pay in instalments. The buyer receives their purchase instantly and the BNPL provider pays the merchant upfront. This service is accessible via virtual cards and smartphone apps, for both online and in-store purchases. It may be a powerful and Shariáh compliant financial instrument for financing entities, consumers, and merchants with tremendous benefits.

P2P Financing Solutions

Fintech platforms where individuals or businesses are usually matched directly for lending purposes.

Regtech & Suptech

Fintech applications for regulatory, compliance and supervisory requirements and reporting by regulated institutions.

Tokenization

Converting real assets into digital tokens. A technique of substituting a token or identification for sensitive data that can’t be deduced mathematically.

Application Programming Interface (API)

An agreed-upon language and set of guidelines for how computer programmes should interact with one another and the means through which these programmes can exchange data with one another. Data may be sent directly from one database to another via APIs, allowing for precise, real-time reporting and automatic validation.

Factoring Solutions

A Shariáh-compliant application for managing commercial finance by funding receivables and payables. The technology is very scalable and can be used to manage portfolios, evaluate risk, track commissions, monitor investor activity, and maximise income by factoring businesses of various sizes and sorts.

Data Management Solutions

Our Data Solutions include data lineage, data management, data governance and data catalogue for financial, healthcare, governmental and utility sectors.

Islamic Social Finance Solutions

The provision, transaction and facilitation of social finance activities such as Zakat, Sadaqah, and Waqf across emerging verticals such as Zakatech, Insurtech/Takatech, Waqftech, Waqfchain etc.

B2B & B2C Financing Solutions

Fintech platforms that facilitate commercial transactions between businesses or between a business and a consumer.

Push Provisioning

The payer asks their provider to deduct money from their account and “push” them to the payee’s provider, a process that is automated by the software solution.

Banking Solutions

End-to-end banking solution package that allows banks to constantly reinvent themselves including lending, core banking, treasury, trade finance, anti-money laundering, and integrated risk management, as well as digital banking and analytics.

Wealth & Asset Management Solutions

An integrated solution of wealth, asset & investment management with cutting-edge technologies such as AI, Robotic Process Automation (RPA), advanced analytics and cloud computing to deliver end-to-end investment life cycle, exceptional customer experience and faster portfolio development and many more…

Enterprise Resource Planning (ERP) Solutions

ERP Solutions to optimise business processes, offer industry-specific business insights, operational excellence, and innovative solutions. A robust and multi-user corporate solution with seamless module interaction improves decision-making and business process management at the lowest cost.

Financial Crime Detection & Management Solutions

Solutions to secure financial institutions with fail-safe cutting-edge technology, to meet KYC compliance requirements, detect money laundering transactions, and monitor and report on entire regulatory compliance.